Advertising Disclosure
GeekPenny is an advertising-supported publisher. This page is the formal disclosure required by FTC guidance — and a plain-English explanation of what compensation does and does not do on this site.
Last updated April 24, 2026 · Maintained by the GeekPenny Editorial Team
The required language
GeekPenny may receive compensation from some of the companies whose products and services appear on this site. This compensation may impact how, where, and in what order products are presented within listing categories, except where prohibited by law for our mortgage, home equity, and other home lending products. Other factors, such as our own proprietary editorial scoring and reader engagement, also impact how and where products and services appear on this site. We do not include the universe of companies or financial offers that may be available to you.
What that means in practice
- Products and providers shown on GeekPenny may be partners that pay us a commission or a per-lead fee when you apply through our links.
- Partnership status can affect which providers appear in a roundup and the order they appear, alongside editorial score and reader engagement.
- Partnership status cannot affect the numerical score a provider receives, the pros and cons we publish, or whether we feature factual issues with a provider.
- We do not cover every provider in every category. Pages indicate this with phrases like "from our partners" where applicable.
Visual labels you'll see
- Advertisement — a third-party display ad served by an ad network. We don't pick the specific advertiser.
- Sponsored — content paid for and approved by the named sponsor; clearly visually distinct from editorial content.
- Featured partner — a partner placement (commonly on lead forms or quote-match modules) where the partner pays for prominent positioning.
- Unlabeled — pure editorial. Reviews, best-of guides, and comparison tables are editorial unless explicitly labeled otherwise.
Affiliate links
Outbound links to provider application pages are typically affiliate links. The pricing, terms, and offers you see are the same as you'd see going directly to the provider — we don't mark up products.
How we keep ads honest
- Sponsored and advertisement units use distinct visual styling and labeling.
- Ad networks are screened to exclude predatory categories (debt-relief mills, payday loans above state caps, etc.).
- Editorial pages do not link to advertisers in a way that implies endorsement when none has been made.
Related
See How We Make Money for the business model, Editorial Policy for the independence rules, and Review Methodology for how we score.